XINSURANCE fills gaps and exclusions in existing insurance policies


XINSURANCE offers a true umbrella insurance solution as well as the ability to offer customized solutions for limits, coverage, deductibles and premiums.

A True Umbrella policy is the solution to address the weaknesses in your existing liability coverage. XINSURANCE Real Umbrella is customized for your unique needs. A True Umbrella policy offers protection to cover the specific risks that are most important to you and which may not be covered by your existing policies. The liability insurance needs of each individual and each family change from time to time. So you want to make sure your insurance coverage meets these changing needs. Now is a good time to review your existing insurance policies (homeowner, auto, personal, and business) to make sure you and your family have adequate protection. We are a very litigious society, with people suing in no time, which puts you at risk of losing your assets. One way to protect yourself against this risk is to have the appropriate liability insurance protection and XINSURANCE can offer protection solutions. XINSURANCE, powered by Evolution Insurance Brokers, LC, is an excess and excess lines brokerage firm that provides customized insurance solutions to protect your assets. The XINSURANCE team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles and premium solutions to create a protection plan.


  • Has in-house teams for underwriting, risk management, policing and claims that help you identify gaps, identify exclusions and offer solutions for personalized insurance coverage.
  • Has a 24/7 helpline with claims professionals who are masters in handling claims and fighting for you.
  • Has single line or flat rate policy options and an occurrence form is available.
  • Has internal limits of $10 million with excess available.
  • Is available in all 50 states.
  • Has premium financing available.
  • Is agent friendly (ask your agent to call us).

One of our most popular insurance solutions, True Umbrella, protects you against gaps and exclusions in your primary insurance policies. Since most primary policies have gaps and exclusions, you may need a senior executive insurance policy to protect you. XINSURANCE offers the XINSURANCE True Umbrella Solution. Typical gaps or exclusions (and more being added all the time by insurance companies) in primary policies are:

  • ATVs, personal watercraft, recreational vehicles
  • Luxury vehicles and vintage cars
  • High value objects and collections
  • Trampolines, swimming pools, diving boards
  • Fire arms
  • Animals, including show dogs and hunting dogs
  • Specialized civil liability
  • Business Operations and Vehicles
  • P&C

Let the XINSURANCE team review your core policies and show you how the True Umbrella solution can cover gaps and exclusions. Don’t be caught off guard – you want to make sure your assets are protected in the event of an incident, accident or legal action. XINSURANCE provides the experience, industry knowledge and stability to be your committed insurance partner. Click here to start your True Umbrella insurance quote or call the XINSURANCE team for your free insurance review to cover your gaps and exclusions.

XINSURANCE is powered by Evolution Insurance Brokers, LC, an insurance brokerage firm for excess and excess lines. XINSURANCE is an EIB DBA, who is domiciled and has his principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed excess lines insurer. The NPN for EIB is 5464658 and the CA license number is 0H93938.

Media Contact
Company Name: XINSURANCE
Contact person: Barbara Malkowski
E-mail: Send an email
Country: United States


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