The government imposes a 36-month health insurance plan for surrogate mothers; no more than three surrogacy attempts


The government has also limited the number of surrogacy attempts to a maximum of three.

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New Delhi: The central government has made it compulsory for couples opting for surrogacy to purchase a three-year health insurance plan for the surrogate mother.

The government issued new guidelines through an Official Gazette notification published on June 21.

“The Intended Woman or Couple will purchase general health insurance coverage in favor of the Surrogate Mother for a period of 36 months with an insurance company or agent recognized by the Regulatory Authority and Insurance Development Authority established under the provisions of the Insurance Development and Regulatory Authority Act (41 of 1999) for an amount sufficient to cover all expenses for all complications arising from pregnancy and also covering complications of pregnancy. ‘postpartum childbirth,’ the gazette notification reads.

The notification further stated that the Intended Couple/Woman was to sign an Affidavit to be sworn before a Metropolitan Magistrate or First Class Judicial Magistrate giving Guarantee in accordance with Clause (q) of Subsection (1) of Section 2 of the Surrogacy (Regulation Act) (47 of 2021).

The government has also limited the number of surrogacy attempts to a maximum of three.

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“The government has also ensured that the number of attempts of any surrogacy procedure on the surrogate mother does not exceed three times. A surrogate mother can be allowed to have an abortion during the surrogacy process according to medical termination of pregnancy, 1971 in the event of a complication, as advised by doctors,” the notification reads.

All private surrogacy clinics are required to apply for registration at a fee of Rs 2 lakh which will be non-refundable. However, government-run institutes have been exempted from these fees.


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