According to the company, “The Star Women Care insurance policy is available both as an individual policy and as a floating policy for all women between the ages of 18 and 75. Women do not need to undergo pre-medical tests to benefit from this policy. Clients can purchase the policy through premiums which can be paid in quarterly or semi-annual installments, and this policy can also be purchased for terms of 1 year, 2 years or 3 years.”
In addition to regular hospitalization, the contract covers assisted procreation care, childbirth (pre and post-natal guarantee), multiple medical consultations, preventive health check-ups, voluntary sterilization as well as hospitalization of the child. .
Thanks to this contract, mothers can also provide health coverage for their newborn(s). Under the policy, a newborn baby will receive health coverage of up to 25% of the face amount from day 1 and 100% of the face amount from the following year. The policy’s Star Mother Cover feature even covers the rent for the insured mother’s hospital room if the insured child is under the age of 12 and is hospitalized in intensive care.
Speaking about the new policy, Anand Roy, Managing Director of Star Health and Allied Insurance Co. Ltd., said, “At Star Health Insurance, we strive to provide women with a higher level of security and support. The Star Women Care insurance policy is an independent and comprehensive policy that allows women to take care of their own health insurance needs. The policy is customized to meet the demands of women at every stage of their lives, freeing them from the financial worries of rising medical costs.”
The policy includes a host of special features such as no pre-acceptance medical exam, mid-term inclusions, option to purchase policy while pregnant, reproduction, pregnancy care treatment , in utero fetal surgeries, newborn hospitalization costs, vaccinations, pediatrician/medical consultations, preventive health check-up, and much more.
“Women today are not only equal with men, but take on multiple responsibilities. Their contribution to the development of the family is undoubtedly irreplaceable. Keeping this in mind, we have included the child care and family protection in this policy so that these wonderful multi-taskers can be well prepared for any medical emergency in their family,” added Roy.
Key Features of Star Women Care Insurance Policy
Sum insured available up to ₹1,00,00,000; the customer can opt for an insured sum of ₹5,00,000, ₹10,00,000, ₹15,00,000, ₹20,00,000, ₹25,00,000 or ₹50,00,000
Policy type – Individual insured capital only for women aged 18 to 75
Floating Sum Insured – Adult from 18 to 75 years old with at least one woman in the family as well as the spouse and dependent children
Cover – Hospitalization, childbirth, day care, road ambulance, air ambulance, organ donation costs and hospitalization costs before and after, according to the press release.
Additional benefits include AYUSH treatment, rehabilitation and pain management, prenatal care (pregnancy care), in utero fetal surgery/repair, bariatric surgery, optional coverage (lump sum on cancer diagnosis), coverage for modern treatments, medical consultations and telehealth.
Covers outpatient medical expenses from day one
Automatic restoration of the basic sum insured once per 100% when partial or total use of the sum insured.
Discount on online purchase– Insured can avail 5% discount when purchasing the policy online at www.starhealth.in. This discount is available for the first purchase and during subsequent online renewals of the policy, according to the press release.
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