NYC Individual Health Insurance Rates to Rise 3.7% in 2022


Albany, NY – New Yorkers with individual health insurance plans will see their rates rise an average of 3.7% in 2022, the state announced today.

Rate changes will range from a low of -4.4% for Independent Health in Buffalo to a high of 9.7% for Healthfirst, a New York-area insurer.

Here are the 2022 rate changes for insurers selling individual policies in central New York: Excellus, 4.5%; Fidelis, -0.1%; CDPHP, 7%; MVP, 8.5%.

About 264,000 New Yorkers are enrolled in individual plans.

Another 900,000 New Yorkers are enrolled in small group plans, which cover employers with up to 100 employees.

The state said small group plan prices will increase next year by an average of 7.6%.

The state Department of Financial Services said medical claims dropped significantly in 2020 due to the postponement of elective and non-emergency services, but medical claims have increased this year as New Yorkers catch up on appointments. medical and defer services.

The rate changes will not affect New Yorkers enrolled in employer-sponsored large group plans.

James T. Mulder covers health and higher education. Do you have a topical tip? Contact him at (315) 470-2245 or


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