Nearly 14% of J&K households are covered by a health insurance plan

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Srinagar, May 16: Nearly 14% of J&K households have at least one person covered by a health insurance or health plan, based on the recent National Family Health Survey-5 (NFHS-5).

The fifth edition of the survey, with information covering 2019-21, shows a substantial improvement in health insurance coverage across the country.

At J&K, 10.9% of men are covered by a health plan or health insurance and only 2.3 women are covered.

According to the report, 41% of households in India have at least one person covered by a health insurance or health plan. In 2015-2016, only 29% of households had at least one member covered by health insurance or a health plan.

Schemes under which these households were covered by insurance schemes include Employees State Insurance Scheme (ESIS), Central Government Health Scheme (CGHS), State Health Insurance Scheme, Rashtriya Swasthya Bima Yojana (RSBY), the community health insurance program and others.

In addition to this, the administration of Jammu and Kashmir has retained Rs 1,484.72 crore for the health and medical education sector in the 2022-23 budget for accessible, affordable and health care facilities. quality for its people.

UT simultaneously manages health melas, health plans, building medical infrastructure, digitizing health records, collaborating with leading academics for medical research, and successfully managing the largest health care plan. fully government-funded health insurance in the world.

Prime Minister Modi launched the Ayushman Bharat-SEHAT program in December 2020 under which nearly 1,000 patients apply for free IPD (Inpatient Department Care) treatment at J&K. Beneficiaries receive “golden cards” – health insurance cards that can be presented at medical centers for free treatment. 60 lakh cards have been issued so far and 16.36 lakh families have at least one member registered with SEHAT.

The scheme provides universal health coverage of Rs 5 lakh per family every year in public and private incorporated hospitals. An amount of Rs 1.7 crore is spent daily by the government to pay the medical bills of the citizens.

Till the end of February this year, more than 16 lakh families have been awarded Golden Cards under the Ayushman Bharat scheme which has transformed healthcare facilities for residents of the Union Territory.

Officials said 16.38 lakh families have been covered under the Ayushman Bharat scheme.

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