ManipalCigna Health Insurance launches ‘ManipalCigna ProHealth Prime’, a comprehensive health insurance plan that provides better coverage, better control, better care


– Enter cashless OPD with ManipalCigna ProHealth Prime to pay for expenses such as doctor’s consultation fees, prescribed diagnostic tests, overseas pharmacy – ManipalCigna ProHealth Prime pays for non-medical expenses – ManipalCigna ProHealth Prime allows you to choose the ”Any Room” category en-suite or above during hospitalization – ManipalCigna ProHealth Prime will restore an unlimited number of times, in case you run out of sum insured even for the same/related illness – ManipalCigna ProHealth Prime goes beyond standard maternity cover and extends coverage to include IVF/IUI treatments – ManipalCigna ProHealth Prime waives your next one-year renewal premium in the event of accidental death or diagnosis of one of the listed Critical Illnesses – ManipalCigna ProHealth Premium provides air ambulance coverage, beyond the basic sum insured; max up to Rs. 10 lacs MUMBAI, India, May 9, 2022 /PRNewswire/ — ManipalCigna Health Insurance Company Limited, today announced the launch of the ‘ManipalCigna ProHealth Prime’ plan. This new plan is not just a health insurance plan, but a comprehensive health insurance plan, as it not only covers all types of hospitalization costs, but also includes revolutionary features such as “OPD cashless” for doctor’s consultation, prescribed diagnostic tests and pharmacy fees. , It covers “non-medical expenses” to ensure there are no deductions for non-medical items during hospitalization and many other attractive benefits.

Speaking about the product launch, Mr. Prasun Sikdar, Managing Director and CEO of ManipalCigna Health Insurance Company Limited said, At ManipalCigna, we have always been at the forefront of meeting consumer needs and whenever we have proposed a new product, we ensured that our product addressed the fundamental problems that our customers were facing. This time too, we have conducted extensive research and identified some of the top issues that customers are facing and expecting solutions from healthcare experts like us. For example, in India, expenditure on outpatient services, which includes medical consultations, laboratory tests and pharmacy fees, accounts for nearly 62% of healthcare costs. In addition, non-medical expenses represent approximately 10% to 12% of overall hospitalization. bills that are paid out of pocket. Our new ManipalCigna ProHealth Prime takes our commitment one step further and offers cashless services even for OPD expenses to provide total healthcare protection. It comes with the industry’s first feature, Switch Off, which allows customers to turn off coverage when traveling internationally from year 2 onwards. for up to 30 days in a policy year and, most importantly, the plan covers all hospitalization expenses, whether medical or non-medical, to meet day-to-day health care needs client. ” Sikdar added, ” The product also has a specific plan, for lives suffering from medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol. These clients do not need to wait long, as the pre-existing condition waiting period for these listed conditions is only 90 days. ManipalCigna ProHealth Prime is a truly comprehensive plan offering personalized healthcare solutions to protect customers from all types of healthcare expenses even beyond hospitalization and offers sum assured up to 1 crore with lifetime renewal , so customers get better coverage, better control and better care. in the real sense without any financial worries. ”The ManipalCigna ProHealth Prime Plan’ comes in three different variants – ‘ManipalCigna ProHealth Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to hospital charges; and “ManipalCigna ProHealth Prime Active” for lives suffering from medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol.

The new ManipalCigna ProHealth Prime plan offers some PRIME features, including: BETTER COVERAGE • Zero deduction for non-medical expenses, to cover all your hospitalization expenses, whether medical or non-medical, because why should you pay if you are really covered.

• A DPO who gets PAID, yes, that too, because health issues don’t have to escalate to hospitalization every time.

GREATER CONTROL • Unlimited restoration up to 100% of the sum insured, your coverage is restored to 100% of the sum insured, each time you use it, a certain number of times, whether for related illnesses or not , because coverage should always mean full coverage. Applicable from the 2nd claim • The power to deactivate your health insurance from the 2nd year up to 30 days during a trip abroad and obtain a discount on your renewal premium.

• 1 year waiver of premium, on the renewal of the premium of the policy due to accidental death or in the event of diagnosis of one of the serious illnesses listed.

• Freedom to choose Any room category, suite or higher, as you see fit BETTER CARE • Annual health check, from the 1st year for all insured adults to take the utmost care of your health, no only in sickness but in wellness too • Wellness program, earn attractive rewards of up to 20% of your base bonus for achieving the number of predefined wellness steps in one day . Use these reward points to get a discount on your renewal premium.

For more information on key features and terms and conditions, please read the product brochure and policy wording here, About ManipalCigna Health Insurance Company Limited ManipalCigna Health Insurance Company Limited is a joint venture between Manipal Group, a prominent player in healthcare delivery and higher education in India, Cigna Corporation, a global healthcare services company with over 200 years of experience. ManipalCigna is headquartered in Mumbai and has 76 branches covering major metros and cities. The company has built a strong multiple distribution network of over 48,000 agents and over 500 distribution partners across the country. ManipalCigna also has links with 13 major banks for the distribution of health insurance solutions and has a network of more than 7,000 hospitals in cities, including Tier I, Tier II and Tier III cities in India. For more information visit PWR PWR

(This story has not been edited by the Devdiscourse team and is auto-generated from a syndicated feed.)


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