Launched a new webpage on COVID-19 home test insurance coverage

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Governor Gretchen Whitmer and Michigan Department of Insurance and Financial Services Director Anita Fox announce the launch of a new webpage to help individuals understand the new federal rule that requires private insurers to cover COVID testing -19 at home.

The federal rule requires insurers to cover eight at-home COVID-19 tests per month for each person covered by a health plan.

Under the rule, insurers can create a network of preferred providers to provide testing at no reimbursable cost, or they can require the customer to purchase tests in advance and submit claims for reimbursement later.

However, consumer costs and reimbursement amounts will vary depending on how insurers offer the benefit.

“Ensuring that every Michigander has access to convenient at-home COVID-19 testing is an important part of our strategy to keep Michiganders safe,” Governor Whitmer said. “Our new website provides Michigan residents with the information they need to take advantage of this new insurance benefit that could save a family of four up to $384 per month.”

“This new insurance benefit will help reduce the expense of getting these practice tests at home, but the details of how this coverage is provided will vary depending on your insurer,” said the DIFS Director, Anita Fox. “This new webpage contains information on how you can get covered tests, submit claims, and find contact information and links to your insurer’s COVID-19 testing website. If you have any questions about this new coverage, contact DIFS at 877-999-6442, Monday through Friday, 8 a.m. to 5 p.m.

Michiganders have many options for accessing COVID-19 testing. This includes identifying community testing sites supported by MDHHS, which include testing at hospitality centers and airports as well as 22 neighborhood testing sites across Michigan.

Individuals can also find test sites through a online search tooland they now have access to free home test which will be sent directly from the federal government.

To learn more about the new webpage on covid tests covered by insurers, Click here.

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