Here’s when you’ll get your $400 auto insurance refund in Michigan


Anyone who owned a vehicle, motorcycle, or motorhome insured by a policy allowing them to operate in Michigan as of October 31, 2021 is eligible for refunds.

The refunds are part of 2019 auto insurance reforms – negotiated between Whitmer and the Republican-led Legislature – that were designed to cut the nation’s highest rates by ending mandatory lifetime coverage for victims car accidents and creating new limits on medical treatment costs.

Related: Michigan Drivers To Get $400 Per Car Insurance Reimbursements From Trust Fund

Whitmer said the reforms have already reduced the cost of car insurance for drivers.

“And starting this week, through this reform, Michiganders are getting $400 reimbursement checks per vehicle for every insured driver, putting money in people’s pockets,” Whitmer said. “We will continue to work to save Michiganders money so they can pay their bills and put food on the table.


Michigan Department of Insurance and Financial Services Director Anita Fox said auto insurers will automatically send reimbursements — in the form of checks or direct deposits — to eligible drivers.

“If you are eligible for a refund, your car insurer will send it to you automatically and you will not have to do anything. Incorrect information could cause delays, so drivers may want to confirm their insurer has their current address and banking information,” Fox said in a statement.

Fox also warned drivers to beware of potential fraud, such as scammers calling consumers for private information.

“No one should call you for your personal information to get your reimbursement, and if you receive such a call, hang up and call your insurance agent or company directly to verify the legitimacy of the call,” said Fox.

Oak Park resident Jake Schlau said he hasn’t gotten a refund yet but will reinvest it in future vehicle payments.


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