Future Generali Car Insurance Review – Forbes Advisor INDIA


Future Generali car insurance offers nine add-ons that can be chosen by the policyholder when purchasing the car insurance policy at a nominal premium cost. Additional coverages are explained as follows:

Zero amortization coverage: This is also known as bumper-to-bumper coverage which provides coverage for the full value of repairs without any deduction for depreciation, in the event of damage to the vehicle. Thus, even if the car is old or partially depreciated, the insured gets the full value of the loss.

Personal Effects Coverage: Obtain coverage for the loss of the insured’s personal effects such as new telephone, laptop.

Tire protection cover: The insured gets coverage for punctures, bulges, punctures, cuts, accidental damage and more.

Motor protection cover: Provides protection against any engine damage resulting from any kind of oil leak, natural calamities or mechanical problems.

Key Protect Cover: Cover the cost of repairing or replacing car keys or locks in the event of theft or loss of the keys.

BCN Retention Blanket: This cover retains the bonus-malus even if the insured makes a claim during the last period of insurance.

Back to invoice: Offers the advantage of recovering the amount of the value of your car’s invoice, which includes the cost of registering a new vehicle and its road tax.

Daily allowance: The insured is paid by the day for transport, when his car is in one of the network’s garages for repair.

Legal responsibilities: For an additional premium, the insured benefits from coverage of the legal liabilities linked to the driver engaged or to any named and unnamed co-passenger in the car.


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