Cheap car insurance: Las Vegas (2022)

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Another thing to keep in mind is that you might be more likely to stumble upon a classic or luxury car in Las Vegas than in other cities. This can increase costs for everyone. According to a recent survey, the city ranks seventh in the nation for foot traffic to luxury car dealerships.

The survey also revealed that BMW was the most popular luxury brand in Las Vegas. Apparently, Las Vegas drivers also own more than their fair share of Rolls-Royce and Mercedes-Maybach vehicles.

Luxury car owners often have auto insurance plans tailored to their vehicle, but other auto insurers still have to compensate luxury owners when their own insured drivers are at fault in an accident. For this reason, it’s a good idea to increase your property damage coverage on your Las Vegas auto insurance policy. Sure, the other driver might have underinsured motorist coverage, but if they don’t, they might decide to sue you.

According to the Nevada Department of Transportation’s crash data heatmap, Las Vegas is engulfed in red — and that’s not good. All major avenues and boulevards in Las Vegas experience significantly more car accidents than suburban and rural areas outside of the city. The Reno area is the only other place in Nevada that shines so brightly on the heat map.

The heat map shows there were 11,101 crashes downtown in 2017. A few miles away, there were half as many in a similar area. Move even further away from the city center and the accident rate continues to drop. For example, the Summerlin area had 1,551 accidents that year.

In 2018, 330 people died in traffic accidents in Nevada. This includes 59 motorcyclists, who accounted for 18% of the total. Nationally, motorcyclist fatalities accounted for 14% of accident fatalities.

Clark County has the highest population density in Nevada, and drivers in the county accounted for 68% of the miles driven each year in the state. At the same time, Clark County only accounts for 19% of the state’s total road mileage, which gives you an idea of ​​the area’s population and traffic density.

In 2018, Las Vegas residents averaged 19.2 miles a day, according to Federal Highway Administration statistics. Compared to other metropolitan areas, that’s not a lot. Of 47 urbanized areas with more than 750,000 residents, Las Vegas had the sixth-lowest rate of daily miles per capita. At the other end of the scale, residents of Dallas, Houston, Indianapolis and Atlanta all walked more than 30 miles a day.

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