Medical expenses abroad covered by the new Aditya Birla health insurance plan

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Medical expenses abroad covered by the new Aditya Birla health insurance plan

New Delhi: Aditya Birla health insurancea subsidiary of Aditya Birla Capital Ltd., has introduced a new health plan with indemnity and fixed benefit coverage with worldwide coverage.

With health at the top of people’s list of priorities, Activ Health Platinum Premiere plan aims to meet the health needs of a policyholder both in India and abroad. The new plan offers worldwide coverage for hospitalization and post-hospitalization expenses, as well as integrated coverage for travel and accommodation expenses and visa assistance services.

the health insurance the policy covers 16 critical illnesses abroad and offers 3-in-1 coverage for planned cashless treatment. While it covers international hospitalization costs, the plan also covers other financial costs such as post-hospitalization medical expenses, international second opinion, repatriation of mortal remains, patient travel and accommodation, the companion and an organ donor.

The insurance scheme provides international cashless treatment for an insured sum of Rs 3 crores and Rs 6 crores for scheduled treatments for 16 listed major diseases.

Under this plan, the policyholder can request advanced treatment procedures such as cyber knife and robotic operations, laser therapy and bariatric surgery. In addition, the policyholder will also be covered for diabetes, hypertension, hyperlipidemia and asthma from the next policy anniversary if any of the specified chronic lifestyle conditions subsequently develop, without no additional cost.

Plan features:

Health returns – Policyholders can earn up to 100% of the premium by staying fit. Earned funds can be used for premium renewal payment.

International coverage on major illnesses – Planned medical treatment for cashless hospitalization for 16 listed major illnesses

Reload – Unlimited recharge is available for the same and unrelated illness

Cumulative bonus – 50 percent of the sum insured for each claim-free year, maximum up to 100 percent (up to a maximum of 1 Cr)

Expert health coach – Medical, nutritional, mental and fitness support, mental counseling session, homeopathy teleconsultation

Chronic management program – The insured can automatically switch to the chronic disease management program if they develop a chronic disease after taking the plan

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